Consolidating and eliminating credit card debt
We offer free credit counseling and low-cost debt elimination services that can help you lower credit card debt, pay off unsecured loans, and get out of debt once and for all.
Our highly trained credit counselors work with you to get a complete picture of your financial situation and lay out all the options available to you for credit card debt elimination.
Credit card debt is a slippery slope, and it’s easier than it should be to get caught up in late fees, interest rates, and mounting bills.
Before you know it, what felt like perfectly reasonable purchases turn into looming debts.
Interest savings When you obtain a personal loan to eliminate credit card debt, you can reduce the interest rate on your debt.
We also provide a wide variety of free educational resources on our website on topics such as budgeting, preparing for retirement, buying a home, bankruptcy and credit card debt.
Read more: 7 things debt-free people never do Once you decide to make your debt a priority, you need to start paying more than the minimum monthly payments.
That will allow you to eliminate the debt faster, save money on interest — and most importantly, stay motivated to get the job done and behind you!
With a personal loan (also called a debt consolidation loan), you borrow a fixed amount of money for a specified period of time (usually 3-7 years).
The loan can be used to eliminate existing credit card debt, leaving only the personal loan to be repaid.